Uninsured Driver Accident

Orlando, Florida

Figures from the International Resource Council (IRC) indicate that by 2010, approximately one in six U.S. drivers will be driving uninsured. Though uninsured motorists have decreased in the past few years, the recent economic slump may trigger a sharp rise in the percentage of uninsured motorists. In 2007, Florida remained in the top five states with the most uninsured motorists, at a rate of 23 percent.

Now, more than ever, it's important to carry uninsured and underinsured motorist coverage, because if you are in an accident with a motorist that does not carry liability insurance or doesn't carry enough insurance, then your only recourse is your own insurance. As soon after an accident as possible, you should contact an Orlando car accident lawyer, like those at Colling Gilbert Wright & Carter, so that your insurance policy can be evaluated for coverage options.

Possible Damages Collectible from Your Insurance

In an accident involving an uninsured motorist, it's often difficult to collect, because assets are typically not enough to bring litigation. Yet, in many cases, you can bring a claim against your own insurance company to cover damages like:

• Wage losses
• Medical expenses
• Pain and suffering
• Permanent injury
• Loss of future earning capacity

Damages Unlikely Collectible from Your Insurance

If you do not carry collision coverage on your insurance policy, you will likely have a problem recovering damages outside of personal injury claims. Damages that will likely not be recoverable in the event of an accident with an uninsured motorist are:

• Damage to your car
• Replacement to your car
• Punitive damages punishment awarded in cases of malicious or willful misconduct

Most people have no clue how to choose the right lawyer for a car accident case, but a free consultation should always be offered by any personal injury attorney. If you have been in an accident with an uninsured or underinsured drive, please contact our Orlando car accident lawyers at Colling Gilbert Wright & Carter today.