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If you have been injured or become ill while on the job and cannot work for an extended period of time, there are benefits in place to make sure the financial strain is lessened. These workers’ compensation benefits can be used to defray the cost of expensive medical bills, as well as other expenses.
If you are employed with a company that has four or more employees, your employer is required by law to carry workers’ compensation insurance. You should have very few problems in gaining the benefits should you need them.
However, if you are a freelance worker, independent contractor, or work with fewer than four people, your employer is not required to carry the workers’ compensation benefits that would cover you in a time of need.
The process for filing a workers’ compensation case in the state of Florida does not change based on the size of the company you work for. In order to file a workers’ compensation claim, you must:
- Report your injury or illness to your employer within 30 days of the date you suffered your injury or noticed the first signs of your illness. A delay may make you ineligible or delay badly needed benefits
- Seek medical treatment immediately and prove your injury or illness is job related.
- Submit your workers’ compensation claim with the Florida Division of Workers’ Compensation as soon as you can. Due to the statutes of limitation, you must file within two years of your injury or illness, or risk losing out on your benefits
While filing a workers’ compensation claim may seem straightforward, there are factors that can delay or deny your benefits. Your employer may be underinsured, unwilling to file, or file the claim too late. You may run into insurance issues that are beyond your understanding or control. For these reasons, or if you have questions about filing a workers’ compensation claim, you should contact an experienced workers’ compensation attorney. You have a right to workers’ compensation benefits if you have become injured or ill as a result of your job.
If you or a loved one has been injured or ill on the job in Melbourne, Daytona, or Orlando, Florida, or anywhere else in the state of Florida, please contact the experienced workers’ compensation attorneys at Colling Gilbert Wright & Carter today for an initial consultation.