Uninsured motorist insurance is optional coverage that you can buy on your own car to pay for your injuries if the person at fault neglected to byu liability insurance or bought liability insurance with low policy limits. Since some estimates are that 1 in 3 or 4 cars in Florida are uninsured and even more have inadequate coverage limits, even in good times, it’s easy to see that an even higher percentage of automobiles are inadequately insured in bad times. So, when renewing or buying a new automobile insurance policy, make sure you opt to buy uninsured motorist coverage. Don’t reject it. It could be the costliest mistake you could ever make.

 

If you’re involved in an accident with an uninsured motorist, don’t assume you have no uninsured motorist coverage. For your insurance company to issue a policy without UM coverage, you have to sign a form knowingly rejecting it. If they can’t produce that form, you may have UM coverage. If you have questions, call CGWC where one call, does it all. For serious injuries, you need serious lawyers.