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Some estimates are that 1 out of every four drivers on Florida highways have no liability insurance coverage on their car to cover injuries they cause to others in an accident. Most people who do have liability insurance coverage have policy limits of only $ 10,000, $ 25,000 or $50,000. These amounts are woefully inadequate in today’s world to cover the cost of serious injuries in an automobile accident.
How do you protect yourself from uninsured or underinsured drivers? You buy uninsured motorist coverage on your own car. Uninsured motorist coverage pays you when an uninsured or underinsured driver injures you or a family member. Agents often discourage the purchase of uninsured motorist coverage. Don’t be lured into rejecting this valuable coverage when you purchase or renew your automobile coverage.