Uninsured Motorist Insurance

Representing Orlando, Tampa, Miami and Nearby Areas of Florida

With the unemployment rate at almost 10% and everyone cutting family budgets, some motorists are dropping liability insurance on their family automobiles to save money and cut household expenses. Not surprisingly, if you are involved in an automobile accident, the chances are greater than ever that you will be injured by an uninsured driver. How do you protect yourself? You make sure your auto insurance policy has uninsured and underinsured motorist coverage. This coverage takes the place of the liability insurance coverage that most people wrongly assume other drivers carry. Some estimate that as many as 1 of every 4 cars on the highway have no liability insurance. Far more automobiles have too little liability insurance to do you any good if you’re seriousy injured or, worse, if a loved one is killed. Automobile insurance companies don’t have to sell you uninsured motorist coverage, and many agents either discourage it or don’t explain it adequately when you apply for coverage. The fact is that you NEED uninsured and underinsured motorist coverage to protect you from folks who drive with little or no liability insurance.

 

If you’ve been injured by an uninsured or underinsured motorist, don’t assume your policy doesn’t cover you. Insurance companies have to follow strict rules in excluding uninsured and underinsured motorist coverage from any auto insurance policy. If they don’t, you’re covered. Call CGWC for a free consultation about your legal rights.

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