The hiring of a law firm is an important decision that should not be based solely on advertisements. Before you decide, ask us to send you free written information about our qualifications and experience. Personal Injury Lawyers serving Daytona, Melbourne, Orlando, Florida and Nationwide.
According to a study by WalletHub.com, Florida is the worst state in the country to have an automobile accident. Why? Because there’s a 1 in 4 chance the car that collides with you is violating the law and has no insurance to cover your injuries. Even when Floridians buy liability insurance that covers your injuries, the minimum permitted is all many people buy, and the minimum permitted is only $ 10,000. That won’t cover more than a few overnight stays at most hospitals and is long gone if any surgery is necessary. What do you do? Buy uninsured and underinsured motorist coverage. UM and UIM coverage apply when the car that hurts you has no liability coverage or minimum liability coverage. Your own insurance then stands in the shoes of the other driver’s insurance to cover your own injuries, including pain and suffering for permanent injuries.
Many agents encourage customers to reject uninsured motorist coverage. Don’t! Especially in Florida.