What To Do If You’re Injured and Don’t Have Health Insurance
Health insurance is expensive, so you may not be able to afford it if your employer does not offer it. However, if you were in an accident, you might be wondering what to do if you’re injured and don’t have health insurance.
The short answer is to get the emergency treatment you need immediately and then contact The Florida Firm as soon as you can. Our experienced personal injury attorneys and legal staff could work to ensure you get the necessary care and obtain compensation from the parties responsible for your injury.
You Can’t Be Denied Emergency Treatment
When you’re badly hurt in an accident, don’t worry about not having insurance. Go to a hospital or urgent care facility immediately and consider taking an ambulance if emergency responders recommend it.
Florida Statutes § 395.1041(d))3)(g), and federal laws require hospitals to treat patients with emergency medical conditions regardless of their ability to pay. Once you are stable, the hospital can transfer you to another facility that provides charity care if you need ongoing treatment.
If you are afraid you will not get quality healthcare because you are not insured, discuss your concerns with our knowledgeable legal team at The Florida Firm.
Are Payment Arrangements Common?
If your injuries are not serious enough to be considered a medical emergency, you should still seek treatment to protect your health. There is also an important legal reason to seek immediate care; the medical records provide crucial evidence if you file a lawsuit. We could review those records to determine whether you can pursue a case for compensation.
Public hospitals, county clinics, and many urgent care centers provide care on a sliding scale or offer payment plans for patients without insurance. If you were in a car accident and have Personal Injury Protection (PIP) insurance, it should cover your initial treatment. If you do not have PIP but were a passenger in someone else’s vehicle, the driver’s PIP should pay your medical costs.
You may have a legal claim if the incident in which you were injured was someone else’s fault. In that case, our accident attorney from The Florida Firm could negotiate with healthcare providers to ensure you receive the required treatment for your injuries despite your lack of insurance. They may agree to receive payment when you obtain compensation from the responsible party.
Call Our Lawyers if You Are Uninsured and Were Hurt in an Accident
Your life and continued well-being should not depend on whether you have health insurance. The best thing to do if you’re injured and don’t have health insurance is to get medical treatment now and worry about the cost later.
If you were hurt in an accident that was someone else’s fault, contact Colling Gilbert Wright as soon as you can. Our attorneys could advocate for your care and work to get you fair compensation to cover your medical expenses.
