Car accidents are a leading cause of severe injury and death in this state. When you or a loved one is badly hurt in a vehicle crash, contact the experienced personal injury attorneys at Colling Gilbert Wright.
A Daytona Beach car accident lawyer at our firm can guide you through the complex process of pursuing fair compensation for your injuries. Our firm has such a good reputation for effective representation that many other local lawyers recommend us to their clients and loved ones for their car accident cases.
No-Fault Still Applies to Florida Car Accident Claims
Florida has had a no-fault system for managing car accident claims for more than 50 years. Although there have been recent attempts to change the system and these attempts may continue, as of 2026, the no-fault system for managing vehicle accident injury claims persists.
All vehicle owners must buy a $10,000 personal injury protection (PIP) policy. If you are injured in an accident, you claim against your own PIP policy. It pays for 80 percent of your medical care and 60 percent of your lost income while you are recovering.
If your injury is an emergency condition, you can access the full amount of your PIP benefits—otherwise, medical treatment reimbursement is capped at $2500. If you do not seek medical treatment within 14 days of your injury, your insurer can deny your claim. Speak with our Daytona Beach car wreck attorneys if you are having trouble securing your PIP benefits after a car accident.
Can You Pursue a Case Outside the No-Fault System?
If your injury requires significant medical intervention, your PIP will likely be insufficient to cover your losses. The law allows you to step out of the no-fault system and pursue a compensation claim in court in some cases.
According to Florida Statute § 627.737, the long-term impact of the injury determines whether you can bring a lawsuit. If the injury causes significant and permanent disfigurement, permanent loss of a body function, or another permanent injury, you can file a lawsuit seeking damages from the patients at fault for your car accident.
Insurance companies for responsible parties may challenge your right to file a lawsuit by claiming your injuries do not qualify. Our Daytona Beach car crash lawyers can compile compelling medical evidence proving that you are entitled to take a car accident case to court.
Wrongful Death Claims
If your loved one died in a car accident, you could pursue a wrongful death action against the responsible parties. You will receive a $5000 death benefit from their PIP insurance. If you bring a legal action, you could claim additional damages, including compensation for your loved one’s financial contributions to the household, emotional distress, and the loss of your loved one’s companionship.
Proving Another Party Was Negligent
Once you get into court, you must prove that another party’s negligence caused your injuries. A party is negligent when it does not use appropriate caution and someone else suffers an injury because of their failure.
In most cases, the at-fault driver is responsible for the accident, and their insurance company will pay the claim if the suit is successful. Other potentially responsible parties include the manufacturers of the involved vehicles, the local government where the accident happened, or an employer if an at-fault driver was working when the crash occurred. Our firm has obtained high-value verdicts and settlements against employers and manufacturers in several auto accident cases.
When you make a car accident claim outside the no-fault system, you can claim all your losses. These include medical expenses and lost income that PIP did not cover, future injury-related expenses, plus money for your pain and suffering. The Daytona Beach car accident attorneys at The Florida Firm Injury and Accident Lawyers will teach you how to keep track of your injury-related expenses and record your daily experiences so you can prove your damages.
Contact Our Daytona Beach Car Accident Attorneys About Your Claim
The no-fault system for handling vehicle accident injuries can be tough to navigate without legal advice. You can work with us at Colling Gilbert Wright at no risk, because we only charge fees and expenses if we successfully resolve your case.
Our Daytona Beach car accident lawyer can help ensure you receive fair compensation for your injuries. Reach out to our car accident team to learn more today.